Let's Refinance
Your Home Loan
Your home loan is a big part of your life. So, when your needs in life change, we believe your loan should have the ability to adapt as well. As your trusted advisors, we'll spend time getting to know your current situation and financial goals. One-on-one customer experience, and a portfolio of innovative products will make the path to your mortgage refinance quick and painless if you qualify.
How to get cash from your home loan
A cash-out refi allows you to access a portion of your home's equity and turn it into cash. While it's true that you can use the cash for whatever you like, the smart decision is to pay off high-interest debt (including credit cards and student loans) or make improvements on your home to increase its value.
Sample Situation
Home Value
$250,000
Mortgage Balance
$150,000
Your New Loan
$250,000
Eligible Cash
$50,000
*Sample Situations for illustrative purposes only and results are not guaranteed.
Please note
All loans are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice.
*By refinancing your current loan, your finance charges may be higher over the life of the loan
Eliminate PMI and lower your monthly payments
Think back to when you built your loan and bought your home. If your down payment was less than 20% of the purchase price, you are most likely paying private mortgage insurance (PMI) on top of your monthly payment. The great news is that home values are on the rise, and when you refinance with our low rates, you might be able to eliminate PMI and lower your overall monthly payment.
Sample Situation
Loan Amount
$400,000
Original Loan to Value
96%
Current Loan to Value
80%
New Loan
- -
Monthly Savings
$450
Please note
All loans are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply
*By refinancing your current loan, your finance charges may be higher over the life of the loan
Change your term and lower the amount you pay in interest
As your trusted advisors, we want to make sure you're getting the most from your home loan, even if that means a bit less for us. If you refinance with one of our lower rate loans, you could possibly shorten the length of your loan term and might pay less interest overall. Imagine owning your home free and clear! With Keystone Funding, it might be sooner than you think.
Sample Situation
Home Value
$250,000
Mortgage Balance
$150,000
Your New Loan
$250,000
Eligible Cash
$50,000
Please note
All loans are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply
*By refinancing your current loan, your finance charges may be higher over the life of the loan
About our portfolio of products
INNOVATIVE
The housing market is a living thing. It's constantly changing due to economic conditions across the nation. Therefore, our broad portfolio of innovative products adapts to the rise and fall of the market in order to address our customer's real-life needs
FLEXIBLE
We believe there's more to you than your credit score, tax returns, and bank statements. That's why we look beyond those things to create flexible home loan options that help more customers achieve the American dream of homeownership
*By refinancing your current loan, your finance charges may be higher over the life of the loan